Once again, Laura and I had a lot going on the past few days, and according to her I’m not allowed to write on my days off, so I apologize for not having anything new. Here are a few more articles I think are worth reading. I don’t intend for this to be another personal […]
Everyone knows that the number one rule of personal finance is spend less than you make. I suppose the second rule of personal finance (and the first rule of using credit cards) is pay your full balance every month. Unfortunately, following both of these rules is not always easy. If you are reading this site […]
I suppose I am lucky in that I have never had to face the shame of being late on one of my bills. This is mainly because I am very finicky when it comes to keeping track of what needs to be paid and when. I recently discovered though, that my neighbors are not as […]
If you are one of the millions of Americans that has accumulated credit card debt, and have made the decision to start paying off your card(s) now, then perhaps you might benefit from a credit card balance transfer. Essentially, the reasons balance transfers are useful are because they can be used to move a balance […]
An important part of planning is first deciding what it is that you want to accomplish. Each time I sit down with someone to talk business, finances, or about some other matter important to them, the first thing we usually do is decide what it is they desire. Then formulate a plan. Since I have […]
We all know that people do a lot of stupid things. If you happen to watch TV commercials then you probably know that paying too much for car insurance doesn’t have to be one of them. In my first post on financial discussions I talked about people buying things they really don’t need. Laura and […]
I just got off the phone with Cox and will now be saving 50% on our monthly internet bill for the next 3 months. I called yesterday to cancel our TV and was offered various incentives to stay, which made me want to “cancel” the internet as well. The friendly customer service rep told me […]
I have mentioned a few times before the discussions I’ve been having with my co-workers, and recently neighbors, about budgeting, saving money, and other financial matters. This is my first post in the series of financial discussions. In talking with one of the above mentioned individuals, it appears this one, a female in her mid-30s […]